Civil Code § 1786 et seq. (ICRAA)
California’s Investigative Consumer Reporting Agencies Act (ICRAA) sets strict rules for background checks that look into your character, reputation, personal characteristics, or way of living. It covers checks run by landlords and by employers.
- Jobs: before ordering the check, the employer must give you a clear written disclosure, in a document that contains only that disclosure, and get your written permission. § 1786.16(a)(2)
- Housing: within 3 days of requesting the check, the landlord must tell you in writing, including the name and address of the background check company. § 1786.16(a)(3)
- You must be offered a box to check to get a free copy of the report, and it must be sent within 3 business days. § 1786.16(b)(1)
- If you’re denied or charged more because of the report, they must tell you and name the company that made it. § 1786.40
A landlord, employer, or background check company that breaks these rules owes you $10,000 or your actual damages, whichever is greater, plus attorney’s fees. § 1786.50
Act within 2 years
A claim must be filed within two years of when you discovered the violation. § 1786.52
Keep any forms you signed, the report itself, and any denial letter or email.
Report a background check problem